Terms of Use
This site is educational material about gold (XAU/USD) trading; it is not advice and not an offer to trade.
Educational material, not advice
Everything on Palawan Mirror is educational material about gold (XAU/USD) and how it is traded. It is not investment advice, not a recommendation, and not an offer or solicitation to buy or sell any instrument. We are not a broker, bank or licensed adviser, and we do not manage money.
Decisions about whether to trade, how much to risk and which broker to use are yours. If you need advice for your own circumstances, consult someone licensed to give it; nothing on this site is a substitute for that.
What Palawan Mirror Provides and What It Does Not
Palawan Mirror provides educational information about trading gold (XAU/USD) and related topics for readers in the Philippines. It does not provide financial advice, trading recommendations, or personalised guidance. The site explains concepts such as lot sizes (1 standard lot = 100 oz), pip values (0.01), and margin requirements, but it does not tell you what to buy or sell. Any decision you make is your own, and you should consider your circumstances or seek independent professional advice.
Palawan Mirror is not a broker, dealer, or investment firm. It does not execute trades, hold client funds, or manage accounts. When you trade, you do so through a licensed broker such as FxPro, which serves the Philippines through its entity licensed by the FCA (UK) and CySEC, not by the SEC of the Philippines. The site may reference platforms like MT4, MT5, cTrader, and the FxPro app, but it does not operate them. Your relationship for trading is with the broker, not with this site.
Palawan Mirror does not guarantee any outcome, profit, or level of performance. Trading gold involves significant risk, and you can lose more than you deposit. The site may use a reference price (e.g., 4275.0) for illustration, but market conditions change constantly. Nothing on the site should be taken as a promise of results. You are responsible for verifying any information and for understanding the risks before trading.
Limits of Liability in Plain Words
Palawan Mirror is not liable for any losses or damages you may incur as a result of using the information on this site. This includes trading losses, lost profits, or any indirect or consequential damages. The information is provided as is, and we make no warranties about its accuracy or completeness. You use the site at your own risk. We do not accept responsibility for decisions you make based on the content.
We are not responsible for any errors or omissions in the information, or for any actions taken by third parties such as brokers or platform providers. For example, if FxPro changes its leverage cap or margin requirements, we are not liable for any impact on your trades. We strive to keep information current, but we cannot guarantee that all details are up to date. You should always verify critical information with the broker.
In no event shall Palawan Mirror be liable for any amount exceeding the direct costs you incurred in accessing the site, if any. Some jurisdictions do not allow the exclusion of certain warranties or liabilities, so this limitation may not apply to you. However, to the fullest extent permitted by law, we disclaim all liability. This includes liability for any trading decisions you make based on the educational material provided.
Risk and dated figures
Trading CFDs on gold carries a high risk of loss, and most retail accounts lose money. Leverage is a cap, not a target, and a small move against a leveraged position can erase more than the margin you posted. Read the risk disclosure on the broker's own site before funding anything.
Figures on this site are dated to the day they were read and must be verified with the broker before you rely on them. For reference, gold is quoted as XAU/USD with 1 standard lot equal to 100 oz and one pip equal to 0.01, and at the applicable cap a 0.10-lot gold position needs about $85.50 margin.
The Affiliate Relationship in Full
Palawan Mirror has an affiliate relationship with FxPro. This means that if you click on certain links to FxPro and open an account or fund it, the site may receive a commission from FxPro. This commission comes at no additional cost to you. The affiliate relationship helps support the site's educational content. However, it does not influence the information we provide, which is based on facts and general trading knowledge.
The affiliate relationship does not change the risks of trading or the costs you pay to the broker. Any spreads, commissions, or fees are set by FxPro and are disclosed in their terms. Palawan Mirror does not control these costs. We do not receive information about your individual trades or account. The commission is typically a one-time or revenue-share payment from the broker, and it does not affect the price you pay.
You are not obligated to use our affiliate links. If you prefer, you can visit FxPro directly without going through Palawan Mirror. The affiliate relationship is disclosed here for transparency. We believe in being open about how the site is funded. This disclosure is part of our commitment to honest and useful information for our readers in the Philippines.
Your Responsibilities When Using This Site
You are responsible for ensuring that any trading decisions you make are suitable for your financial situation and risk tolerance. Palawan Mirror provides educational content, but it does not assess your suitability. You should carefully consider whether trading gold (XAU/USD) is appropriate for you, especially given the high risk involved. You should also verify all information with your broker, FxPro, before acting on it.
You agree to use the site only for lawful purposes and in a way that does not infringe the rights of others. You should not rely solely on the information here for trading decisions. The site may contain links to third-party websites, and we are not responsible for their content or practices. Your use of third-party sites is at your own risk.
You are responsible for keeping your trading account credentials secure and for complying with the terms of your broker. Palawan Mirror does not have access to your account. Any funding methods you use, such as GCash or bank transfer, are subject to the broker's procedures and your own bank's rules. You should understand the margin requirements, such as the example where a 0.10-lot gold position needs about $85.50 margin at the applicable cap.
How Changes to These Terms Are Published
Palawan Mirror may update these terms from time to time. When we make changes, we will publish the revised terms on this page. The date of the latest revision will be indicated at the top of the page. We encourage you to review the terms periodically to stay informed. Changes take effect immediately upon posting unless otherwise stated.
We do not notify users individually about changes. It is your responsibility to check this page for updates. If you continue to use the site after changes are posted, you accept the revised terms. If you do not agree with the changes, you should stop using the site. This approach ensures transparency and keeps the terms current.
The terms may be updated to reflect changes in the law, our practices, or the information we provide. For example, if there are changes to the regulatory status of FxPro or to leverage caps, we may update the terms accordingly. We will not make changes that retroactively affect your rights without notice. Any significant changes will be highlighted in the revised text.
The Law That Applies to These Terms
These terms are governed by the laws of the Republic of the Philippines. Any disputes arising from the use of this site shall be subject to the exclusive jurisdiction of the courts of the Philippines. This applies regardless of where you access the site from. By using Palawan Mirror, you agree to this governing law and jurisdiction.
The site is intended for users in the Philippines. We do not represent that the content is appropriate or available for use in other jurisdictions. If you access the site from outside the Philippines, you are responsible for compliance with local laws. The information about trading gold (XAU/USD) and brokers like FxPro is provided with Philippine residents in mind, including local funding methods such as GCash and bank transfer.
Nothing in these terms affects your rights under mandatory consumer protection laws in the Philippines. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force. This governing law clause is included to provide clarity and predictability for our readers.
Affiliate links and who you are dealing with
Some links on this site are affiliate links, which means we may earn a referral fee if you open an account through them. That fee is our only revenue, and it never buys a rating, a mention or a softened weakness.
When you follow a link and open an account, your relationship is with the broker, not with this desk. Deposits and withdrawals, including GCash and bank transfer, are handled by the broker under its own terms and its own regulator. FxPro is licensed by the FCA (UK) and CySEC - not by the SEC of the Philippines.